1, 3, and 5 Year ARMs

An adjustable rate mortgage (ARM) loan offers a lower initial interest rate than most fixed rate loans. The interest and monthly payment are fixed for a period of one, three, or five years. Thereafter, the interest rate can change periodically according to a published index and the margin set by the bank.

• Can help you to qualify for the purchase of a higher priced home
• Can save you money over standard 30 year fixed rate mortgages
• Fixed payments for the first 1, 3, or 5 years
• Lower initial payments compared to a fixed-rate loan
• Interest rates are lower than a fixed-rate loan

ARMs are the ideal mortgage choice if you don't plan on being in the home more than 3 to 5 years or if your income is likely to increase in the future.

Find out why we're Ozaukee County's leading mortgage lender. Contact the Mortgage Team member closest to you to start your free pre-approval process now.